Just Listed: 602 Joy Drive, Ruther Glen VA 22546

Contact Michelle Smith to view this lovely home!
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Just Listed! 5 Chaps Ln, Fredericksburg, VA 22405


Beautiful 3-level colonial with 4 bedrooms, 3.5 baths and a basement bonus room suitable for a 5th bedroom!! Brand new roof! Fresh paint! Crown molding! Gleaming hardwoods! Gourmet kitchen with double wall oven, all stainless steel appliances, granite counter tops, fully finished basement with full bathroom. Separate laundry room, 2 car garage with shelves, lovely deck with fully fenced in back yard. The pride of ownership is shown throughout. Centrally located close to Rt 1, I-95 and downtown Fredericksburg! This home has it all! Hardwoods, carpet, fireplace, deck, you name it! Your agent can arrange a showing. Come see it! To view a video of the property click HERE.
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Gorgeous Condo in Sterling VA!

You must see this first floor James model condo meticulously maintained and upgraded! 2 bedrooms and 2 full baths, granite counter tops and bathroom counters, gorgeous wood floors, beautiful appliances, and lovely bathroom tile all await you! Gas fireplace, built in shelving, security system and master bedroom with a walk in closet round out this wonderful, centrally located condo. Call now! 540-710-4205.

VIEW THE SLIDESHOW HERE
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Just Listed!! 219 Bailey Drive, Louis VA 23093

Awesome opportunity to own in Lake Anna! Sold as is and priced right! This is a renovation in progress with enormous potential! Come put your finishing touches on this home! Two septic systems on the land, and a boat slip is included! Listed as 1 bedroom, but can easily be finished as 2! Garage on first level has been converted to living space, with a kitchen area & full bath. Must see!! Perfect for a 203K renovation loan! Don’t miss this one! An additional 1.29 acre lot on Paddock Lane is also offered under LA9984016! Call for a private showing: 540-710-4205.

See the slideshow: http://slideshow.mris.com/slideshow/slideshow.htm?ListingKey=300172156674

Click on the image below to enlarge!

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Why Pre-Approval Should Be Your First Step

In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the amount of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.

Even if you are in a market that is not as competitive, knowing your budget will give you the confidence of knowing if your dream home is within your reach. 

Freddie Mac lays out the advantages of pre-approval in the My Home section of their website:

“It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster, and with greater confidence, in competitive markets.”

One of the many advantages of working with a local real estate professional is that many have relationships with lenders who will be able to help you with this process. Once you have selected a lender, you will need to fill out their loan application and provide them with important information regarding “your credit, debt, work history, down payment and residential history.” 

There order viagra http://amerikabulteni.com/2012/06/06/fahrenheit-451-author-ray-bradbury-dies-at-91/ are many pills on the market for treating erectile dysfunction. purchase cialis Online pharmacies provide prescription drugs and give their customers extensive information on their products, which are regularly updated. However, it is also noticed that the underlying cause of this health problem determines the treatment approach. purchase cheap viagra http://amerikabulteni.com/category/haberler/mansetler-haberler/page/103/ Extra cialis vs levitra caution should be done before women get a breast enlargement supplement. Freddie Mac describes the 4 Cs that help determine the amount you will be qualified to borrow:

  1. Capacity: Your current and future ability to make your payments
  2. Capital or cash reserves: The money, savings and investments you have that can be sold quickly for cash
  3. Collateral: The home, or type of home, that you would like to purchase
  4. Credit: Your history of paying bills and other debts on time

Getting pre-approved is one of many steps that will show home sellers that you are serious about buying, and it often helps speed up the process once your offer has been accepted.

Bottom Line

Many potential home buyers overestimate the down payment and credit scores needed to qualify for a mortgage today. If you are ready and willing to buy, you may be pleasantly surprised at your ability to do so as well.

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Top 3 Things Second-Wave Baby Boomers Look for in a Home

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According to data from the U.S Census bureau, there are approximately 76.4 million baby boomers living in the United States today. Contrary to what many think, there are very different segments within this generation, and one piece that sets them apart are their housing needs.

John McManus, editorial director of Hanley Wood’s Residential Group says his company “is focusing on the preferences of the younger half, or second-wave baby boomers, as they exhibit different needs than the older boomers.”

What are ‘second-wave baby boomers’ looking for?

McManus says, “They are seeking a fun, dynamic lifestyle with a home that can also adjust to their changing needs in the future. Living space should either include accessibility features, such as doorway space, lower shelves, and nonslip surfaces, or be easily adjustable when the time comes.

In a homebuyer study performed by The Farnsworth Group, the participants revealed their reasons for purchasing a new home. The top three factors that influence their purchase include area/location (50.2%), price/affordability (37.4%), and the layout of the home (19%) (as shown in the graph below).

Top 3 Things Second-Wave Baby Boomers Look for in a Home | Simplifying The Market
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The report also found that when buying a new home, there were other concerns like quality of construction (9%), a safer neighborhood (8.4%), better floor plans (8.25%). The most important rooms or areas are the kitchen (82.8%), master bedroom (59.2%), and great room (36%).

Technology also plays an important role! Second-wave baby boomers prefer wireless security systems (7.1%), lighting that senses and adapts to them (6.3%) and integrated home technology, including “smart” thermostats and lighting controlled by a smartphone (6.2%).

Grey Matter Research and Consulting points to a sense of community as a major factor in wanting to purchase:

The first impressions are important when entering a new community, as is feeling welcome in the community. Amenities such as clubhouses, pools, and walking trails featured prominently in the decision to purchase in a community. Location was key, as residents want their new homes to be near shopping, dining, medical services and entertainment.

Bottom Line

If you are one of the many ‘second-wave’ baby boomers who is starting to feel like their current homes no longer fit their needs, take advantage of the low inventory of existing homes in today’s market by selling your current home and moving on to one that truly fits your new lifestyle.

 

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**SEVEN DAY SALE** – 102 Santa Maria Ave, Colonial Beach, VA 22443

Owner intends to accept highest and best offer received by midnight 7/8/2016! Updated home in quiet neighborhood with water views! Newer kitchen with slow-shut drawers, and granite counter tops! Upgraded and renovated bathrooms! Newer roof, gutters and deck! Hot tub! Natural light throughout. Lot size approximate. Refrigerator does not convey. The frequency of sexual activity is also seen that the single pill of cheapest prices on cialis at discount lasts for about 4 hours which means that with the help of one respective tablet a man can make love only with a pill trough a lifetime? The answer is in the question! Most of therapists say that levitra can be useful temporarily but the long-term usage is not indicated. This pill gives you the benefit of lasting longer in bed. women viagra pills Kamagra Pills increase energy during an intimacy with generic viagra sample http://amerikabulteni.com/page/77/ your partner. It is probable to happen that its practice may bring various kinds of sensation cheap cialis in canada amerikabulteni.com like blurry vision & giddiness. This is a great house at a great price in a great location! House shows very well, and is priced at $199,900 as a minimum. This is not an auction, but is a standard sale and is subject to the normal inspections. Show it and sell it! All offers must be received by midnight 7/8/2016.

View Slideshow HERE

Click on the picture below to enlarge the flyer.

Seven Day Sale

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