JUST LISTED!!! GORGEOUS home in Celebrate Virginia!

Posted on January 13, 2017 by admin

Welcome to 92 Scott’s Ford Ln, Fredericksburg VA 22406

Click on the photos to enlarge!

SEE THE SLIDESHOW: CLICK HERE

Well priced, GORGEOUS home in Celebrate Virginia! Come see this one! Energy Star Version 2 Qualified Home, closest one to the Cannon Ridge golf course! Gourmet kitchen, hardwoods, master suite with sitting room and dual walk-in closets, gym in basement conveys with full price offer. 80k in upgrades when built! So many amenities! Great location, yet private cul-de-sac! Honey start the car!!

FEATURES AND AMENITIES:

Very near the Cannon Ridge Golf Course!
Very near the new Rocky Pen Run Reservoir – bring your canoes and kayaks!
Near 24 hour fitness facility and new Starbucks!
Master suite includes a sitting room, double sided fireplace, and dual walk in closets!
Master bath has large jetted tub, glass enclosed shower, enclosed water closet, separate linen closets and sinks!
Guest bedroom with private full bath and two more guest bedrooms with dual sink Jack & Jill bathroom!
Fully Finished basement with 5th bedroom, full bath, and bonus room!
The following conveys with a full price offer: Entire home gym, extra full size side by side refrigerator/freezer, extra stand-up frost-free freezer, 16 cubic ft floor standing safe!
Family room wired for surround sound!
Double wall electric ovens and efficient propane gas stove top!
Large gourmet island kitchen with granite counters and hardwood floors!
Gleaming stainless steel appliances!
Dual staircases and Cherry hardwood floors!
Custom window treatment blinds and curtains!
Whole house fire suppression sprinkler system!
Energy Star Version 2 Qualified Home!
Front lawn in ground sprinkler system!
Fully fenced back yard, elevated deck with stairs to tiered patio with fire pit!
Alternative routes for your DC or Richmond commute!
HOA includes snow removal and landscaping of the common areas and the streets!
HOME WARRANTY INCLUDED!

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Contact: Michelle Smith, eXp Realty, 540-710-4205 for a private showing!

Private Oasis in Stafford County!

Posted on March 18, 2016 by admin

Welcome Home! Enjoy this beautifully appointed smart home in Stafford County VA on almost 40 acres of land, conveniently located 15 minutes from Fredericksburg Virginia and less than 10 minutes from the Virginia Rail Express. Privacy and serene views await you in this home which boasts 2 master bedrooms, 2 kitchens, handmade woodwork, Brazilian hardwoods, home theater, geothermal heat, pool, hot tub, Palladian windows, green house, wood shop, in-law suite and more!

This smart home has an Omni automation system, solar panels, and a fireplace. This is truly a unique, one of a kind home, priced to sell. It is located minutes from the Belle Plains Boat Club, and public boat access to Potomac Creek. There is enough land for horses, dogs, gardening, and more. The owner is a wood worker and handmade many of the unique cabinets and doors in the home. There is a green house and a shed shop on the premises. This beautiful home truly has it all.

Currently offered at $705,000.

To view the slideshow, click HERE!

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To enlarge the flyer click on the image below.

Private Oasis in Stafford County VA

10 Inside Tips From a Designer Who Specializes in Small Baths

Posted on August 12, 2014 by admin

By: Dona DeZube

A New York City designer shares secrets to making a small bath both functional and beautiful.

Got a small bathroom to renovate? Go wild with texture and colors if it’s a rarely used guest bath, but stick to clean and simple in a master bath.

That’s the word from designer Jamie Gibbs, who transforms incredibly small New York City bathrooms into beautiful spaces. “I liked being shocked by details in a little space, especially if it’s not going to be used much,” Gibbs says.

His small-bath secrets:

1. Avoid textures in bathrooms that get daily use. In a heavily used bathroom, anything with texture becomes a collection spot for mold, mildew, and toothpaste. Say no to carved vessel sinks or floor tile with indentations.

2. Be careful with no-enclosure showers with drains right in the floor. These Euro showers allow for a feeling of openness, but the average American contractor doesn’t know how to waterproof the floor for them, Gibbs says. The tile seals can be compromised if not installed correctly, causing the materials to decompose, and water to leak underneath.

3. Use opaque windows and skylights to let light filter into all parts of the bath. A long skinny window with frosted glass means you don’t have to burn high-wattage light bulbs. Make sure water condensation will roll off the window into an appropriate place (i.e. not the framing or the wall) to avoid future maintenance issues.

4. Look for fixtures that have a single handle rather than separate hot and cold taps. “Space-saving gearshift faucets are a very good choice in small bathrooms,” says Gibbs. You’ll also save money by not having to drill holes in the countertop for the hot and cold taps.

5. Save space with wall-mounted toilets and bidets, but be aware that the water tank goes into the wall. That’s fine if space is such a premium that you won’t mind going into the wall to make any repairs. But if you share a wall with a neighbor, that’s a different issue.

6. Use a wall-mount faucet to make a reduced-depth vanity work in a small space. “I can get away with a 22” vanity instead of a 24” vanity with a wall mount faucet,” Gibbs says.

7. Check the space between the handles and the faucet of any space-saving fixtures. “If you can only get a toothbrush in it to clean, you’ll save space, but it’s functionally stupid,” Gibbs says. Make sure the sink is functional, too. If you’re using a vessel sink, make sure it’s large enough and not too high. “If it’s too high, you’ll knock it so many times that the fittings will come loose,” Gibbs says.

8. A pedestal sink is all form and no function. “It’s a great-looking sink, but there’s no place to [set] anything,” Gibbs says.

9. Wall-mounted vanities seem like they’re space savers, but they create dead space between the vanity and the floor — a space that often accumulates junk and never gets cleaned.

10. If you’re comfortable with it, go European and put up a glass walls between the bathroom and bedroom to create the illusion of space. Or put bathroom fixtures in the bedroom just outside the bath.

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“Visit HouseLogic.com for more articles like this. Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

Home Upgrades with the Lowest ROI

Posted on August 8, 2014 by admin

By: Lisa Kaplan Gordon

File these six upgrades under wish fulfillment, not value investment.

Life is a balancing act, and upgrading your home is no different. Some upgrades, like akitchen remodel or an additional bathroom, typically add value to your home. Others, like putting in a pool, provide little dollar return on your investment.

Of course, home owning isn’t just about building wealth; it’s also about living well and making memories — even if that means outclassing your neighborhood or turning off future buyers. So if any of these six upgrades is something you can’t be dissuaded from, enjoy! We won’t judge. But go in with your eyes wide open. Here’s why:

1. Outdoor Kitchen

The fantasy: You’re the man — grilling steaks, blending margaritas, and washing highball glasses without ever leaving your pimped-out patio kitchen.

The reality: For what it costs — on average $12,000-$15,000 — are you really gonna use it? Despite our penchant for eating alfresco, families spend most leisure time in front of some screen and almost no leisure time outdoors, no matter how much they spend on amenities, according to UCLA’s Life At Home study. And the National Association of Home Builders’ 2013 What Home Buyers Really Want report says 35% of mid-range buyers don’t want an outdoor kitchen.

The bottom-line: Instead, buy a tricked out gas grill, which will do just fine when you need to char something. If you’re dying for an outdoor upgrade, install exterior lighting — only 1% of buyers don’t want that.

Related: How to Buy a Gas Grill

2. In-Ground Swimming Pool

The fantasy: Floating aimlessly, sipping umbrella drinks, staying cool in the dog days of summer.

The reality: Pools are money pits that you’ll spend $17,000-$45,000-plus to install (concrete), and thousands more to insure, secure, and maintain. Plus, you won’t use them as much as you think, and when you’re ready to sell, buyers will call your pool a maintenance pain.

The bottom-line: If your idea of making it includes a backyard swimming pool, go for it. But, get real about:

How many days per year you’ll actually swim.

How much your energy bills will climb to heat the water ($760-$1,845 depending on location and temperature).

What you’ll pay to clean and chemically treat the pool ($20-$100/month in-season if you do it yourself; $75-$165/month for a pool service).

The fact that you’ll likely need to invest in a pool fence. In fact, some insurance carriers require it.

Related:

Less expensive option: an above-ground pool

Lower maintenance option: natural pools

If you do put in a pool, you can save money by installing a solar heater.

3. In-Ground Spa

The fantasy: Soothing aching muscles and sipping chardonnay with friends while being surrounded by warm water and bubbles.

The reality: In-ground spas are nearly as expensive ($15,000-$20,000) as pools and cost about $1 a day for electricity and chemicals. You’ll have to buy a cover ($50-$400) to keep children, pets, and leaves out. And, like in-ground pools, in-ground spas’ ROI depends solely on how much the next homeowner wants one.

The bottom-line: Unless you have a chronic condition that requires hydrotherapy, you probably won’t use your spa as much as you imagine. A portable hot tub will give you the same benefits for as little as $1,000-$2,500, and you can take it with you when you move.

Related: What You Need to Know About Installing a Spa

4. Elevator

Your fantasy: No more climbing stairs for you or for your parents when they move in.

The reality: Elevators top the list of features buyers don’t want in the NAHB “What Buyers Really Want” report. They cost upwards of $25,000 to install, which requires sawing through floors, laying concrete, and crafting high-precision framing. And, at sales time, elevators can turn off some families, especially those with little kids who love to push buttons.

The bottom-line: If you truly need help climbing stairs, you can install a chair lift on a rail system ($1,000-$5,000). Best feature: It can be removed.

Related: 4 Easy-Living Tips for Aging in Place

5. Backup Power Generator

Your fantasy: The power in your area goes kaput, but not for you. You were smart enough to install a backup power generator. While the neighbors eat cold hot dogs by a flashlight beam, you’re poaching salmon in your oven and pumping out Red Hot Chili Peppers tunes.

The reality: Power outages may seem to go on forever, but they don’t. Fifty dollars worth of batteries can power portable lights, radios, and TVs; a car adaptor will charge your cell phones and iPods; and some dry ice will keep freezer food cold for at least a couple of days.

The bottom-line: If you live in areas where power shortages are the rule, not the exception, spend the money for reliable backup power: Your still-frozen steaks, home office fax, and refrigerated medicine will thank you. But if the power goes out rarely, then installing a standby generator is overkill.

Nationwide, homeowners recouped 67.5% on their average $11,742 investment in a backup generator — one of the lowest ROIs on the annual Cost vs. Value Report. If you need occasional emergency power, a gasoline-powered portable generator ($200-$650) probably will suffice.

Related: What I Learned About Portable Generators One Dark and Stormy Night

6. New Windows

The fantasy: Brand new windows that don’t stick, and slash energy bills.

The reality: A $10,000 vinyl window replacement project will recoup about 70% of your investment at resale, and if they’re Energy Star-qualified, they can save you around $300 in energy bills per year. So, plan to live in your house about another 10 years to recoup the cost of new windows.

The bottom-line: We get it — new windows are sturdy, pretty energy savers. But unless old window frames are thoroughly rotten, most windows can be repaired for a fraction of replacement costs. And if you spend about $1,000 to update insulation, caulking, and weather-stripping, you’ll save 10%-20% on your energy bill.

“Visit HouseLogic.com for more articles like this. Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

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6 Tips for Choosing the Best Offer for Your Home

Posted on August 5, 2014 by admin

By: G. M. Filisko

Have a plan for reviewing purchase offers so you don’t let the best slip through your fingers.

You’ve worked hard to get your home ready for sale and to price it properly. With any luck, offers will come quickly. You’ll need to review each carefully to determine its strengths and drawbacks and pick one to accept. Here’s a plan for evaluating offers.

1. Understand the process

All offers are negotiable, as your agent will tell you. When you receive an offer, you can accept it, reject it, or respond by asking that terms be modified, which is called making a counteroffer.

2. Set baselines

Decide in advance what terms are most important to you. For instance, if price is most important, you may need to be flexible on your closing date. Or if you want certainty that the transaction won’t fall apart because the buyer can’t get a mortgage, require a prequalified or cash buyer.

3. Create an offer review process

If you think your home will receive multiple offers, work with your agent to establish a time frame during which buyers must submit offers. That gives your agent time to market your home to as many potential buyers as possible, and you time to review all the offers you receive.

4. Don’t take offers personally

Selling your home can be emotional. But it’s simply a business transaction, and you should treat it that way. If your agent tells you a buyer complained that your kitchen is horribly outdated, justifying a lowball offer, don’t be offended. Consider it a sign the buyer is interested and understand that those comments are a negotiating tactic. Negotiate in kind.

5. Review every term

Carefully evaluate all the terms of each offer. Price is important, but so are other terms. Is the buyer asking for property or fixtures—such as appliances, furniture, or window treatments—to be included in the sale that you plan to take with you?

Is the amount of earnest money the buyer proposes to deposit toward the downpayment sufficient? The lower the earnest money, the less painful it will be for the buyer to forfeit those funds by walking away from the purchase if problems arise.

Have the buyers attached a prequalification or pre-approval letter, which means they’ve already been approved for financing? Or does the offer include a financing or other contingency? If so, the buyers can walk away from the deal if they can’t get a mortgage, and they’ll take their earnest money back, too. Are you comfortable with that uncertainty?

Is the buyer asking you to make concessions, like covering some closing costs? Are you willing, and can you afford to do that? Does the buyer’s proposed closing date mesh with your timeline?

With each factor, ask yourself: Is this a deal breaker, or can I compromise to achieve my ultimate goal of closing the sale?

6. Be creative

If you’ve received an unacceptable offer through your agent, ask questions to determine what’s most important to the buyer and see if you can meet that need. You may learn the buyer has to move quickly. That may allow you to stand firm on price but offer to close quickly. The key to successfully negotiating the sale is to remain flexible.

G.M. Filisko is an attorney and award-winning writer who has survived several closings. A frequent contributor to many national publications including Bankrate.com, REALTOR® Magazine, and the American Bar Association Journal, she specializes in real estate, business, personal finance, and legal topics.

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“Visit HouseLogic.com for more articles like this. Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

Open House Timeline: Countdown to a Successful Sale

Posted on August 1, 2014 by admin

By: Dona DeZube

An inviting open house can put your home on buyers’ short lists.

Get ready for your open house—stress-free—by starting early and breaking down your to-do list into manageable chunks. Use this timeline of 35 tips and your house will stand out from the competition on open house day.

Four weeks before the open house

Ask your parents to babysit the kids the weekend of the open house. Then book a reservation for your pet with the dog sitter or at the kennel. Having everyone out of the house on the day of will help you keep your home tidy and smelling fresh. Plus, no dogs and no kids equal more time for last-minute prep.

Line up a contractor to take care of maintence issues your REALTOR® has asked you to fix, like leaking faucets, sagging gutters, or dings in the walls.

De-clutter every room (even if you already de-cluttered once before). Don’t hide your stuff in the closet—buyers will open doors to size up closet space. Store your off-season clothes, sports equipment, and toys somewhere else.

Book carpet cleaners for a few days before the open house and a house cleaning service for the day before. Otherwise, make sure to leave time to do these things yourself a couple of days before.

Three weeks before the open house

Buy fluffy white towels to create a spa-like feel in the bathrooms.

Buy a front door mat to give a good first impression.

Designate a shoebox for each bathroom to stow away personal items the day of the open house.

Two weeks before the open house

Clean the light fixtures, ceiling fans, light switches, and around door knobs. A spic-and-span house makes buyers feel like they can move right in.

Power-wash the house, deck, sidewalk, and driveway.

One week before the open house

Make sure potential buyers can get up close and personal with your furnace, air-conditioning unit, and appliances. They’ll want to read any maintenance and manufacturer’s stickers to see how old everything is.

Clean the inside of appliances and de-clutter kitchen cabinets and drawers and the pantry. Buyers will open cabinet doors and drawers. If yours are stuffed to the gills, buyers will think your kitchen lacks enough storage space.

Put out the new door mat to break it in. It’ll look nice, but not too obviously new for the open house.

Week of the open house

Buy ready-made cookie dough and disposable aluminum cookie sheets so you don’t have to take time for clean up after baking (you can recycle the pans after use). Nothing says “home” like the smell of freshly baked cookies.

Buy a bag of apples or lemons to display in a pretty bowl.

Let your REALTOR® know if you’re running low on sales brochures explaining the features of your house.

Clean the windows to let in the most light possible.

Mow the lawn two days before the open house. Mowing the morning of the open house can peeve house hunters with allergies.

Day before the open house

Make sure your REALTOR® puts up plenty of open-house signs pointing in the right direction and located where drivers will see them. If she can’t get to it on the Friday before a Sunday open house, offer to do it yourself.

Put away yard clutter like hoses, toys, or pet water bowls.

Lay fresh logs in the fireplace.

Day of the open house

Put checkbooks, kids’ piggybanks, jewelry, prescription drugs, bank statements, and other valuables in the trunk of your car, at a neighbor’s house, or in your safe. It’s rare, but thefts do happen at open houses.

Set the dining room table for a special-occasion dinner. In the backyard, uncover the barbeque and set the patio table for a picnic to show buyers how elegantly and simply they can entertain once they move in.

Check any play equipment for spider webs or insect invasions. A kid screaming about spiders won’t endear buyers to your home.

Clean the fingerprints off the storm door. First impressions count.

Put up Post-It notes around the house to highlight great features like tilt-in windows or a recently updated appliance.

Remove shampoo, soap, toothbrushes, and other personal items from the bathtub, shower, and sinks in all the bathrooms. Store them in a shoebox under the sink. Removing personal items makes it easier for buyers to see themselves living in your house.

Stow away all kitchen countertop appliances.

One hour before the open house

Bake the ready-to-bake cookies you bought earlier this week. Put them on a nice platter for your open house guests to eat with a note that says: “Help yourself!”

Hang the new towels in the bathrooms.

Put your bowl of apples or lemons on the kitchen table or bar counter.

Pick up and put away any throw rugs, like the bath mats. They’re a trip hazard.

15 minutes before the open house

Open all the curtains and blinds and turn on the lights in the house. Buyers like bright homes.

Light fireplace logs (if it’s winter).

Didn’t get those cookies baked? Brew a pot of coffee to make the house smell inviting.

During the open house

Get out of the house and let your REALTOR® sell it! Potential buyers will be uncomfortable discussing your home if you’re loitering during the open house. Take advantage of your child- and pet-free hours by treating yourself to something you enjoy–a few extra hours at the gym, a trip to the bookstore, or a manicure.

Dona DeZube has been writing about real estate for over two decades. She lives a suburban Baltimore 1970s rancher on a 3-acre lot shared with possums, raccoons, foxes, a herd of deer, and her blue-tick hound.

“Visit HouseLogic.com for more articles like this. Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.”

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6 Reasons to Reduce Your Home Price

Posted on July 11, 2014 by admin

By: G. M. Filisko

While you’d like to get the best price for your home, consider our six reasons to reduce your home price.

Home not selling? That could happen for a number of reasons you can’t control, like a unique home layout or having one of the few homes in the neighborhood without a garage. There is one factor you can control: your home price.

These six signs may be telling you it’s time to lower your price.

1. You’re drawing few lookers

You get the most interest in your home right after you put it on the market because buyers want to catch a great new home before anybody else takes it. If your real estate agent reports there have been fewer buyers calling about and asking to tour your home than there have been for other homes in your area, that may be a sign buyers think it’s overpriced and are waiting for the price to fall before viewing it.

2. You’re drawing lots of lookers but have no offers

If you’ve had 30 sets of potential buyers come through your home and not a single one has made an offer, something is off. What are other agents telling your agent about your home? An overly high price may be discouraging buyers from making an offer.

3. Your home’s been on the market longer than similar homes

Ask your real estate agent about the average number of days it takes to sell a home in your market. If the answer is 30 and you’re pushing 45, your price may be affecting buyer interest. When a home sits on the market, buyers can begin to wonder if there’s something wrong with it, which can delay a sale even further. At least consider lowering your asking price.

4. You have a deadline

If you’ve got to sell soon because of a job transfer or you’ve already purchased another home, it may be necessary to generate buyer interest by dropping your price so your home is a little lower priced than comparable homes in your area. Remember: It’s not how much money you need that determines the sale price of your home, it’s how much money a buyer is willing to spend.

5. You can’t make upgrades

Maybe you’re plum out of cash and don’t have the funds to put fresh paint on the walls, clean the carpets, and add curb appeal. But the feedback your agent is reporting from buyers is that your home isn’t as well-appointed as similarly priced homes. When your home has been on the market longer than comparable homes in better condition, it’s time to accept that buyers expect to pay less for a home that doesn’t show as well as others.

6. The competition has changed

If weeks go by with no offers, continue to check out the competition. What have comparable homes sold for and what’s still on the market? What new listings have been added since you listed your home for sale? If comparable home sales or new listings show your price is too steep, consider a price reduction.

More from HouseLogic

How to ready your home for sale at little cost

How to review offers on your home

Other web resources

Owning A Home: A Noble Goal

Posted on May 30, 2014 by admin

Are you currently renting or living with family or friends, but want to buy a home? This is a noble goal to have. As a REALTOR®, I would be happy to help you execute a plan to put yourself in a position to be a first time home buyer. This is something I have experienced, and would love to help you experience as well.

Currently in the real estate market we are seeing an increase in listings, but not an increase in qualified buyers and renters. The economy has not been kind in the past 5 years, and many individuals have impaired credit. Criteria for qualifying for a mortgage has been strengthened due to the problems seen over the past 5 years with people getting mortgages they could not sustain due to lax mortgage underwriting. In a nutshell, it is a bit harder to qualify for a mortgage than it used to be.

If you find yourself in this position, do not despair! You can realize the dream of home ownership. The first step to qualifying for a mortgage is to know where your credit stands. You can obtain your credit reports annually without charge at https://www.annualcreditreport.com/index.action. You can also monitor changes in your credit scores for free at www.creditkarma.com.

Once you obtain your reports, review them carefully. Are there inaccuracies? Are there accounts listed that do not belong to you? You can dispute errors on your credit report. For more information on how to do that see: http://www.consumer.ftc.gov/articles/0151-disputing-errors-credit-reports. for a printable brochure on disputing your credit report information see this link: http://www.consumer.ftc.gov/articles/pdf-0038-how-to-dispute-credit-errors.pdf.

Once you have disputed inaccuracies, set up a plan to pay all delinquencies off, bring all past-due accounts current, and ensure that all bills are paid on time for the next 12 months. This will require discipline, and may require adjusting your lifestyle so that you can live well within your means. The key to success is keeping your eye on the prize. You want to improve your credit so you can buy a home, car, or other item and you do not want to continue to pay more interest for credit and loans than folks with good credit do. You will increase your buying power and save money now and over time by focusing on repairing your credit.

Review your living situation, bills, entertainment expenses, dining out expenses – all variable expenses and see if you can live more cheaply, and use the savings to repay debts and pay bills on time. Also think about starting or expanding a savings account. You will need some savings to purchase a home, so you should start now planning how you can save painlessly. Can you increase 401k contributions? Does your bank have a “keep the change” function that helps you automatically save? Can you give up one luxury and save that exact amount every week or every month?

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Home ownership has it’s advantages. There are tax breaks, the ability to decorate your living space without restrictions, the ability to build equity, and the fact that most home owners have a higher net worth than most renters. Add to that the fact that you can own a home for less than rent, and you have many good reasons to make home ownership a goal for quality living.

Ready to buy, sell, or rent, or ready to plan to do so? Give me a call at 540-710-4205. I have mortgage lenders who will help you get pre-approved, and then we can go shopping for your home!

Know someone who is ready to buy or sell or needs to plan to do so? – Give them my number or my email: MichelleSmithRealtor@gmail.com. I can help them plan no matter where they live in the world. I can also help them execute the transaction if they are within the state of Virginia. If they are in another state, or another country, I will or refer them to a local agent in our network.

Best Regards,

Michelle Olivia Smith