Category Archives: For Sellers

Just Listed ! 14908 Hyatt Place, Woodbridge VA 22191

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Just listed! OPEN SATURDAY AND SUNDAY JUNE 22ND AND 23RD. SAT; 1-4 pm, SUN: 12-4 pm

Run, don’t walk to this fully renovated spacious 3 level, 4BR, 3.5BA Townhome! All brand new stainless steel appliances! Gleaming hardwoods, new cabinets, exotic translucent quartz counter tops and recessed lighting! Beautiful deck and fenced back yard. Why build when you can buy in a great location near I-95, Potomac Mills, Stonebridge at Potomac Town Center, the Marine Corps Museum and more. This is a must see!!
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Just Listed Flyer-Hyatt

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Dreaming of a Luxury Home? Now is the Time!

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Dreaming of a Luxury Home? Now's the Time! | Simplifying The Market

Dreaming of a Luxury Home? Now’s the Time!

If your house no longer fits your needs and you are planning on buying a luxury home, now is a great time to do so! Recently, the Institute for Luxury Home Marketing released its Luxury Market Report which showed that in today’s premium home market, buyers are in control.

The inventory of homes for sale in the luxury market far exceeds the number of people searching to purchase these properties in many areas of the country. This means that homes are often staying on the market longer or can be found at a discount.

Those who have a starter or trade-up home to sell will find buyers competing, and often entering bidding wars, to be able to call their house their new home.

The sale of your starter or trade-up house will help you come up with a larger down payment for your new luxury home. Even a 5% down payment on a million-dollar home is $50,000.

But not all who are buying luxury properties have a home to sell first.

A recent Bloomberg article gave some insight into what many millennials are choosing to do:

“A new generation of affluent homebuyers powered by a surge in inherited wealth is driving the luxury-home market, demanding larger spaces and fancier finishes, according to a report heralding ‘the rise of the new aristocracy.’”

Bottom Line

The best time to sell anything is when demand is high, and supply is low. If you are currently in a starter or trade-up house that no longer fits your needs and you are looking to step into a luxury home, now’s the time to list your house for sale and make your dreams come true.

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Gap Between Homeowners & Appraisers Narrows to Lowest Mark in 2 Years

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Gap Between Homeowners & Appraisers Narrows to Lowest Mark in 2 Years | Simplifying The Market

In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts are projecting that home values could appreciate by another 4% or more over the next twelve months. One major challenge in such a market is the bank appraisal.

When prices are surging, it is difficult for appraisers to find adequate, comparable sales (similar houses in the neighborhood that recently closed) to defend the selling price when performing the appraisal for the bank.

Every month in their Home Price Perception Index (HPPI), Quicken Loans measures the disparity between what a homeowner who is seeking to refinance their home believes their house is worth and what an appraiser’s evaluation of that same home is.

In the latest release, the disparity was the narrowest it has been in over two years, as the gap between appraisers and homeowners was only -0.5%. This is important for homeowners to note as even a .5% difference in appraisal can mean thousands of dollars that a buyer or seller would have to come up with at closing (depending on the price of the home)

The chart below illustrates the changes in home price estimates over the last two years.

Gap Between Homeowners & Appraisers Narrows to Lowest Mark in 2 Years | Simplifying The Market

Bill Banfield, Executive VP of Capital Markets at Quicken Loans urges homeowners to find out how their local markets have been impacted by supply and demand:

“Appraisers and real estate professionals evaluate their local housing markets daily. Homeowners, on the other hand, may only think about their housing market when they see ‘for sale’ signs hit front yards in the spring or when they think about accessing their equity.”

“With several years of growth, owners may have more equity than they realize. Many consumers use the tax season at the beginning of the year to reevaluate their entire financial life. It also provides a good opportunity for them to consider how best to take advantage of their equity while mortgage interest rates and borrowing costs are still near record lows.”

Bottom Line

Every house on the market must be sold twice; once to a prospective buyer and then to the bank (through the bank’s appraisal). With escalating prices, the second sale might be even more difficult than the first. If you are planning on entering the housing market this year, let’s get together to discuss this and any other obstacles that may arise.

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Gorgeous Condo in Sterling VA!

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You must see this first floor James model condo meticulously maintained and upgraded! 2 bedrooms and 2 full baths, granite counter tops and bathroom counters, gorgeous wood floors, beautiful appliances, and lovely bathroom tile all await you! Gas fireplace, built in shelving, security system and master bedroom with a walk in closet round out this wonderful, centrally located condo. Call now! 540-710-4205.

VIEW THE SLIDESHOW HERE
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As we adjust our clocks for Daylight Saving Time this weekend…

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Click Here to View More Information  in A New Window

Every Hour in the US Housing Market:

  • 624 Homes Sell
  • 347 Homes Regain Positive Equity
  • Median Home Values Go Up $1.13

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3 Reasons the Housing Market is NOT in a Bubble

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With housing prices appreciating at levels that far exceed historical norms, some are fearful that the market is heading for another bubble. To alleviate that fear, we just need to look back at the reasons that caused the bubble ten years ago.

Last decade, demand for housing was artificially propped up because mortgage lending standards were way too lenient. People that were not qualified to purchase were able to attain a mortgage anyway. Prices began to skyrocket. This increase in demand caused homebuilders in many markets to overbuild.

Eventually, the excess in new construction and the flooding of the market with distressed properties (foreclosures & short sales), caused by the lack of appropriate lending standards, led to the housing crash.

Where we are today…

1. If we look at lending standards based on the Mortgage Credit Availability Index released monthly by the Mortgage Bankers Association, we can see that, though standards have become more reasonable over the last few years, they are nowhere near where they were in the early 2000s.

3 Reasons the Housing Market is NOT in a Bubble | Simplifying The Market

2. If we look at new construction, we can see that builders are not “over building.” Average annual housing starts in the first quarter of this year were not just below numbers recorded in 2002-2006, they are below starts going all the way back to 1980.

3 Reasons the Housing Market is NOT in a Bubble | Simplifying The Market

3. If we look at home prices, most homes haven’t even returned to prices seen a decade ago. Trulia just released a report that explained:

“When it comes to the value of individual homes, the U.S. housing market has yet to recover. In fact, just 34.2% of homes nationally have seen their value surpass their pre-recession peak.”

Bottom Line

Mortgage lending standards are appropriate, new construction is below what is necessary and home prices haven’t even recovered. It appears fears of a housing bubble are over-exaggerated.

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Top 3 Things Second-Wave Baby Boomers Look for in a Home

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According to data from the U.S Census bureau, there are approximately 76.4 million baby boomers living in the United States today. Contrary to what many think, there are very different segments within this generation, and one piece that sets them apart are their housing needs.

John McManus, editorial director of Hanley Wood’s Residential Group says his company “is focusing on the preferences of the younger half, or second-wave baby boomers, as they exhibit different needs than the older boomers.”

What are ‘second-wave baby boomers’ looking for?

McManus says, “They are seeking a fun, dynamic lifestyle with a home that can also adjust to their changing needs in the future. Living space should either include accessibility features, such as doorway space, lower shelves, and nonslip surfaces, or be easily adjustable when the time comes.”

In a homebuyer study performed by The Farnsworth Group, the participants revealed their reasons for purchasing a new home. The top three factors that influence their purchase include area/location (50.2%), price/affordability (37.4%), and the layout of the home (19%) (as shown in the graph below).

Top 3 Things Second-Wave Baby Boomers Look for in a Home | Simplifying The Market
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The report also found that when buying a new home, there were other concerns like quality of construction (9%), a safer neighborhood (8.4%), better floor plans (8.25%). The most important rooms or areas are the kitchen (82.8%), master bedroom (59.2%), and great room (36%).

Technology also plays an important role! Second-wave baby boomers prefer wireless security systems (7.1%), lighting that senses and adapts to them (6.3%) and integrated home technology, including “smart” thermostats and lighting controlled by a smartphone (6.2%).

Grey Matter Research and Consulting points to a sense of community as a major factor in wanting to purchase:

“The first impressions are important when entering a new community, as is feeling welcome in the community. Amenities such as clubhouses, pools, and walking trails featured prominently in the decision to purchase in a community. Location was key, as residents want their new homes to be near shopping, dining, medical services and entertainment.”

Bottom Line

If you are one of the many ‘second-wave’ baby boomers who is starting to feel like their current homes no longer fit their needs, take advantage of the low inventory of existing homes in today’s market by selling your current home and moving on to one that truly fits your new lifestyle.

 

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Immaculate Home in Spotsylvania County!!

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Just listed in the Edinburgh subdivision of Spotsylvania County!! This best kept secret is IMMACULATE and a must see! Located near the 22407 zip code, you will love the location. Pride of ownership shows on this meticulously maintained beauty. 4 BR 2.5 baths, fireplace, upgraded kitchen and fixtures, extra freezer, beautiful deck and landscaping. Pick up the phone today to schedule a showing! 540-710-4205.

View the slideshow HERE.

Click on the picture below to enlarge the flyer.

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10409 Edinburgh Drive, Fredericksburg VA 22553

10409 Edinburgh Drive, Fredericksburg VA

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Happy Thanksgiving!

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All,

Thank you to my clients for the trust you place in me to help you reach your real estate goals. I do not take it for granted. This Thanksgiving I wish you harmony, happiness, food, family, friends and fun. I am thankful for an occupation I love, and for all of the precious blessings I have been favored to receive.

I look forward to continuing to help you, your family, friends and associates in the seasons to come. Remember, I am never to busy for your referrals!

HAPPY THANKSGIVING,

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Elegant, pristine, upscale home in Stafford county Virginia!

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597 Cropp Road Flyer

 
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Elegant brick front colonial home on 3+ acres in Stafford. Side loading 2 car garage, 5 bedrooms, 3.5 baths, 3 finished levels, granite counter tops, hardwood floors, neutral carpet, and 2 fireplaces. Energy efficient heat pump system. Separate air conditioned shed and two additional storage sheds, manicured landscaping, gazebo, Florida room, huge pantry in basement, MBR w/sitting room and a bonus room. This one is a must see!!

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